......Team Liberty Benefits is one of the pioneers in the field of Consumer Driven Health Plans. TLB is entering its second decade offering Prescription savings – second to none, Dental, Vision, Chiropractic and Hearing savings, Legal, Identity Theft, and Financial Planning savings, and Association Savings Club Benefits that include Accident Expense Reimbursement and 24/7 Doctor’s Consultations by phone.

      TLB’S unique Reduced-Fee-For-Service plans allow our members the volume group rates that generally only major insurance companies offer their approved policy holders. TLB members are: any companies’ full or part time employees, members of unions, associations, churches, community organizations, the self employed, uninsured, underinsured, uninsurable, and individuals with existing health conditions as well as their friends and families.

      As a TLB member, there is never an age restriction, deductible, monthly limit, claims forms, limit on use, waiting period or medical approval questionnaires (excluding the association benefits in The Guardian Plan).Our services and nationally negotiated prices are available to anyone actively enrolled.

       As a point of interest, Team Liberty Benefits hasn’t increased the monthly fees to existing members in the 10 years we've been in business.

 

 

 

 

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DVCH Plan
Dental/Vision/Chiro/Hearing
$19.95 per month

Enroll Now

Testimonials

DENTAL   VISION   CHIRO   HEARING   

CLICK THE ABOVE LINKS FOR MORE INFORMATION
DENTAL CARE
  • Members save 15% to 50%* on everything from general dentistry and cleanings to root canals, crowns and orthodontia.
  • Over 76,000 ** dental practice locations.
  • Save on routine dental services such as x-rays and fillings.
  • Save on specialty care such as orthodontics and periodontics where available.

Before scheduling an appointment, the member will call the number on the back of their card to speak with a Patient Advocacy representative.  The representative will contact providers in the network to ensure the dental office understands the Dental Care discount card and is accepting new patients. 

 

The representative will then contact the member to provide several different dental care locations so the member may select the provider that most meets their specific needs and book an appointment.

 

*Actual costs and savings vary by provider and geographical area.

** According to the Aetna Enterprise Provider Database as of October 1, 2008.

 

The discount program provides access to the Aetna Dental Access® network.  This network is administered by Aetna Life Insurance Company (ALIC).  Neither ALIC nor any of its affiliates offers or administers the discount program.  Neither ALIC nor any of its affiliates is an affiliate, agent, representative or employee of discount program.  Dental providers are independent contractors and not employees or agents of ALIC or its affiliates.  ALIC does not provide dental care or treatment and is not responsible for outcomes.

 

TEETH WHITENING KITS FROM BRIGHT AND WHITE, INC.

  • Save 75% on professional teeth whitening kits
  • Custom-made tray from personal impressions       
  • No Dental Visits
  • Direct to you by Priority Mail
  • Bleaching gel is great for sensitive teeth

 

Dental Savings
Procedure
Average Cost
Liberty Cost
Total Saving
Adult Cleaning
$88
$53
$35
Child Cleaning
$63
$37
$26
Routine Checkup
$43
$28
$15
Four Bitewing X-Rays
$55
$32
$23
Composite (White filling/single suface)
$144
$78
$66
Crown (Procelain fused to noble metal)
$889
$597
$292
Complete Upper Denture
$1037
$777
$260
Molar Root Canal
$900
$638
$262
Extraction (Single tooth)
$136
$70
$66

Dental

VISION
  • Savings of 20% to 60% on prescription eyewear
  • Also, save 10% to 20% on contact lenses (excluding disposables) at participating retail locations.
  • Savings of 10% to 30% on eye exams
  • Save 40% to 50% off the overall national average on LASIK surgery (PRK and CK available at select locations) 
  • Most frames, lenses and specialty items such as tints, coatings and UV protection are available
  • No limit on the number of times membership may be used during the year
  • Two guarantees - 30 day unconditional money-back satisfaction guarantee and low price guarantee on eyeglasses
  • Members may nominate their own eye care professional to join the network

 

Coast to Coast (CTC) Vision has contracted with over 12,000 eyecare locations nationwide. Members save on eyeglasses, contacts, eye exams and surgical procedures.

 

The CTC provider network is the most comprehensive in the U.S. and includes ophthalmologists, optometrists, independent optical centers and national chain locations such as Pearle Vision, JCPenney Optical, Sears Optical, Target Optical, LensCrafters, and EyeMasters

 

Vision

CHIROPRACTIC
  • Free initial consultation
  • 50% savings on diagnostic services
  • 50% savings on x-rays performed on-site (if necessary)
  • 30% savings on treatment and other services
  • Unlimited access to care with no limits on the number of visits
  • Over 3,000 providers nationwide

Each chiropractor’s licensure and insurance are carefully verified before being accepted in the network

Items such as vitamins and durable goods are priced at the doctor’s discretion

Members save 30% to 50% at over 3,000 participating Doctors of Chiropractic nationwide.

Members may choose from more than 3,000 participating Chiropractors. Members enjoy a variety of savings and services including a free consultation, 50% savings on diagnostic services, 50% savings on x-rays performed on-site and 30% savings on treatment and other services. Also, members have unlimited access to care with no limits on the number of visits. Each chiropractor’s license and insurance are carefully verified before being accepted in the network. Items such as vitamins and durable goods are priced at the doctor’s discretion.

 

HEARING
  • Free hearing screening
  • Belcare™ and Lifetime Care™ program
  • 2,050 provider locations across the U.S., made up of a cross section of audiologists, hearing specialists and professionals
  • Your hearing aids can be cleaned, inspected and adjusted at any participating provider office across the country
  • Save 15% to 58% on all digital hearing aids at locations nationwide
  • Two-year warranty on all included products and a 45-day trial period

Enjoy access to a variety of hearing programs providing hearing aid discounts of 15% to 58% in retail locations nationwide and discounts of 40% to 60% through the mail order program.

 

Retail Hearing Aids

 

Members may select from 1,350 Beltone locations nationwide to receive a free hearing screening and 15% off over 70 models of Beltone Hearing Aids.  All technologies and models are available including state of the art digital hearing aids, along with Completely-In-the-Canal, In-the Ear and Behind-the-Ear models. BelCare™ standardized 12 point customer service program ensures consistent delivery of professional and comfortable service, regardless of location.

 

Mail Order Hearing Aids

  • Save 40% to 60% off average National Retail Pricing on over 100 models of name brand hearing instruments.
  • Receive the lowest price available. 
  • 45-day in-home trial period and one full year factory warranty

Any make/model hearing aid less than five years old may be repaired with a six month warranty for just $90.00 or with a 12-month warranty for just $115.00 (digital or analog programmable aids are slightly more, depending upon model).

 

Hearing Equipment

  • We offer a complete line of products designed specifically for people who are experiencing hearing and/or vision loss including, amplified corded and cordless telephones, large display alarm clocks, portable telephone amplifiers, amplified telephone ring signaler personal communication systems and a TV listening system.
  • Members receive a 25% discount on over 17 products.
  • All products include full warranty support, a 30-day money-back guarantee and toll-free tech support.

Hearing

*This plan is unavailable in WA and VT.