......Team Liberty Benefits is one of the pioneers in the field of Consumer Driven Health Plans. TLB is entering its second decade offering Prescription savings – second to none, Dental, Vision, Chiropractic and Hearing savings, Legal, Identity Theft, and Financial Planning savings, and Association Savings Club Benefits that include Accident Expense Reimbursement and 24/7 Doctor’s Consultations by phone.

      TLB’S unique Reduced-Fee-For-Service plans allow our members the volume group rates that generally only major insurance companies offer their approved policy holders. TLB members are: any companies’ full or part time employees, members of unions, associations, churches, community organizations, the self employed, uninsured, underinsured, uninsurable, and individuals with existing health conditions as well as their friends and families.

      As a TLB member, there is never an age restriction, deductible, monthly limit, claims forms, limit on use, waiting period or medical approval questionnaires (excluding the association benefits in The Guardian Plan).Our services and nationally negotiated prices are available to anyone actively enrolled.

       As a point of interest, Team Liberty Benefits hasn’t increased the monthly fees to existing members in the 10 years we've been in business.

 

 

 

 

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Guardian Plan
3 Plans in 1

$59.95 per Month-Individual
$99.95 per Month-Family

Enroll Now

Testimonials

Benefits of Your Guardian Plan

  • LibertyRx Prescription Plan
  • Dental Vision Chiropractic Hearing Plan


ACCIDENT BENEFIT INSURANCE
$5000 Accidental Medical/Dental Expense Reimbursement

Full family accident coverage. Pays part of the expenses you are charged by a hospital, doctor, or certain other charges, up to a maximum of the amount listed if you are injured in a covered accident. $5,000 accidental expense reimbursement with a $250 deductible.

$15,000 Accidental Death & Dismemberment

Full family accident coverage. Pays the beneficiary up to the benefit amount listed for the member’s death or loss of certain body parts in a covered accident or $15,000 for the accidental death of a family member.


NAIB CORE ASSOCIATION BENEFITS

Health Related Benefits

  • MD Now unlimited 24/7 Doctor Visits by Phone
  • MotherNature.com
  • Online Wellness and Nutrition Programs
  • Customized Fitness Programs and Tracking
  • Fitness and Nutrition Programs for Children
  • First Steps Fitness Program
  • Fitness Equipment Savings
  • Stress Management Program
  • Smoking Cessation Program
  • Savings at over 7,000 Health Clubs
  • Life Skills Coach
  • Interactive Meal Planner

Auto Program

  • Emergency Roadside Assistance
  • Auto Purchasing
  • Auto Rental Discounts
  • Maaco® Auto Painting and Bodyworks
  • Discount Tires & Rims
  • JIFFY LUBE®
  • Meineke® Repair Services

Business Benefits

  • Merchant Accounts - Credit Card Processing
  • Check Verification
  • ACH Electronic Funds Transfers
  • FREE Bad Check Collection
  • FREE Domain Names and Email Forwarding
  • USA Today Advertising
  • Tool Compliance
  • Shipping Services
  • 96 Caller Conference Line with Recording
  • Voice Mail System
  • Voice Messaging System
  • International Entrepreneur Network

Travel Services

  • NAIB Travel Center
  • Exclusive Travel Discounts
  • Travel Concierge
  • Travel Power Search for Best Fares
  • Vacation Motor Home Rentals

Shopping Services

  • NAIB's Mega Mall
  • Floral Savings
  • Carpet Savings
  • Shop Till You Drop
  • Moving Savings - North American Van Lines
  • Fitness Equipment Discounts

Other Member Services

  • Faith-based Counseling Services
  • Theme Park Discounts
  • NAIB Discount Club
  • Restaurant Certificates
  • Ticket Access to Sold Out Events

 

States Not Available: NY
The insurance benefits above are underwritten by an AAA+ Insurance Company.

THIS IS NOT BASIC HEALTH INSURANCE. THIS OFFER INCLUDES SERVICES PLUS ADDED LIMITED BENEFIT INDEMNITY INSURANCE. NONE OF THESE, INDIVIDUALLY OR IN COMBINATION ARE A SUBSTITUTE FOR BASIC HEALTH COVERAGE, MAJOR MEDICAL INSURANCE OR ANY OTHER MEDICAL EXPENSE REIMBURSEMENT INSURANCE PLAN.